California home insurance costs are projected to increase by 16% in 2026, the largest jump in the United States. This comes amid high home prices in San Jose, where a recent sale reached $1.8 million.
- California home insurance premiums to rise 16% in 2026, highest in U.S. - San Jose home sold for $1,800,000 in May 2026, reflecting high property values.
- Nearby homes sold between $1.48 million and $1.625 million in 2024-2025. - The insurance increase will affect homeowners across Santa Clara County and statewide.
The insurance hike underscores growing costs for California homeowners, already facing high real estate prices.