Thousands of California families whose homes survived the Eaton and Palisades fires are fighting insurers over hidden smoke toxins. - The California Department of Insurance task force report acknowledged contamination includes lead, asbestos, and heavy metals.
- 100% of tested homes had lead before remediation; 60% still tested positive after professional cleaning. - Two bills are before the legislature: AB 1642 (health standards) and AB 1795 (industry checklists).
- Insurance trade associations oppose AB 1642 but not AB 1795. Survivors fear their homes remain unsafe and their coverage will expire before they get answers.